Best Money Saving Apps In 2020
People often search for ways to save their hard-earned money, as saving money is not an easy task. Everyone is looking for ways that help them to save money for their future that too in a hassle-free manner. Building a habit of saving is quite tough but not impossible.
In case you are looking for ways through which you can grab the best deals, then you are on the right page. The money you save can help you in an emergency to build and buy yourself a secure future. The difficulty is to find the right way that helps, you to save money. Several applications help you in making better money-related decisions.
10 Best Money Saving Apps
1. Digit
It is one of the best money-saving apps that calculate all your expenditures and act accordingly. You can leave the tension of money-saving on Digit as it is designed in such a manner that it acts on saving money for you in a better way. It checks the current expenses, income, and then calculates what you can save. The app is linked with an FDIC-insured Digit account in which the saved amount is deposited. With this, you will also enjoy a savings bonus which is paid after 3 months’ tenure. The app is free to use for 100 days, but after that time, you have to purchase its premium version to enjoy its services after three months.
2. Chime
This app is available for both Android and iOS users. The mobile banking app also offers its users with a debit card that is FDIC-insured so you can securely save funds, and check your online transactions instantaneously and know where you are spending on the go. The Chime is a mobile banking app that offers its users with a savings account, through which you can start saving a decent amount of every paycheck. There are no charges deducted by the app for using the ATM card.
3. Ibotta
When it comes to monthly savings, then we can save a few bucks from our groceries also. As all of us need groceries for one or other thing in our daily life basis as these are counted as a vital necessity for us. Ibotta is an app that offers you some cashback coupons so that you can earn some money every time you buy groceries for your home. On average, everyone buys groceries 5-6 times a month, and with this app, you can save a lot of money in just a few months. The app is one of the latest grocery store coupons places that offer various deals. Even you can withdraw money with this app.
4. Acorns
Acorns are yet one another money-saving app that offers its users with exciting offers through which they can invest their money automatically. It is one of the renowned money-saving apps that will change you are prospective related to money. Well, it is easy to set up and link your bank credit or debit card with this app.
The app automatically starts investing small amounts of money to reap benefits. This way, it makes money investment safer as it spends only the spare change to improve savings.
5. Viggle
Want to make money while resting on the sofa or gossiping with your friends? If so, then you can use the Viggle app. It is the best app to make some money in your spare time. This app helps you earn some points while watching a show. To gain some more points through this app, you can play some games that check your IQ level. It is an app that is fun to use, and at the same time, gives you the option to earn points that you can use at different places. While visiting a coffee shop, use these reward points and save $5.
6. Clarity Money
The app is integrated with artificial intelligence, and that helps you efficiently save money. There are several money-saving apps in the market, but this app is using advanced technology that helps users to make strong decisions. The key objective of this prominent app is to disconnect out the wasteful spending of money by canceling subscriptions that the user is not enthusiastically engaged in. The app is easy to use and the best part is that it is free to use. The best money-saving app that helps you to make the right decisions matching your lifestyle.
7. CheckoutSmart
It is one of the efficient apps that help you uniquely save money. The CheckoutSmart helps you to save money smartly while shopping. This app helps you to claim cashback for a daily list of products that have some amount of cashback offer on them. To use this app smartly, you have to choose only those products that are listed in the daily list of the app. After submitting the delivery picture, the app user will get cashback that can be easily transferred to the bank account.
8. Mint
When it comes to bill payment, no one can deny that remember dates is a tough job. Often we miss the dates, but with Mint, you can stay at the top of the game as you will never be late, thus save late fees charges. With this app, you can even create a budget to check with your monthly money expenses so that you can get a clear idea about the money you can save while covering all other needs. This app also gives you a credit score that helps you to get a better loan rate.
9. You Need A Budget
The name of the app simply signifies its features; you can create a well-planned budget to save money efficiently while doing other chores. In short, this app helps you in prioritizing a variety of expenses according to its importance that helps, you to make the right choices. You can also use this app with smart gadgets like Alexa. In simpler words, it gives you innovative ways to save more money.
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10. Honey
Now you don’t have to look at the coupon cards to save money as this app takes all the charge on its shoulders. This app automatically uncovers all the deals that help you to save money, and you can use that money for saving. It saves your time e and money at the same time as its browser extension feature helps you to spend a lesser amount on anything you buy online.
Conclusion:
Overall, with the above-mentioned applications, you can save your hard-earned money for the future and that too being patient. The apps mentioned in this blog offer its users with incremental deals that boost the chances of your savings. So without any delay, start using these apps and grab benefits of gaining some cash through diverse modes. If you feel we are missing any app that helped you to save money, then do let us know about the mobile app in the comment section and stay connected with us for the latest write-ups to get a clear idea of what’s trending in the diverse categories.
